Mobile App

Southern Mass Credit Union offers a Mobile Banking App for Apple and Android Devices!  To download the SMCU App, go to the Apple App Store on your iPhone or iPad or to Google Play for your Android smartphones and tablets, search for Southern Mass Credit Union and download our new App!


The SMCU App is our most convenient way for Credit Union Online users to access account information using a mobile device.


Mobile Wallet

Pay for goods and services with your Smartphone using your SMCU Debit or Credit Card loaded into your Mobile Wallet.

Use wherever a merchant has enabled contactless payments at checkout using Apple Pay™, Android Pay™ or Samsung Pay™. 

When ready to pay, hold your phone near a contactless reader, verify the information and place your finger on the screen to complete the purchase.

Pay anywhere contactless payments are accepted. Simple. Safe. Secure.


Mobile Web Banking

Access your money with SMCU’s free Mobile Web Banking. All you need is a mobile device with a browser and you’re good to go!*

  • View account balances and review transaction history
  • Transfer funds between SMCU accounts
  • Pay bills
  • Contact SMCU

Mobile Banking is the most convenient option for maximum account access from wherever life takes you. Mobile Banking is simple and secure. Simply log on using your existing SMCU Online account access User ID and Password.

View a short demo of Mobile Banking

*Requires CU Online registration.


Text Banking

With Text Message Banking you can retrieve the most recent five transactions and balance information on your credit union accounts using a mobile phone through text messaging (SMS). Simply send a text message to 454545 and you’ll receive a text message reply with the requested information. To sign up, log onto CU Online, click the Mobile Banking & Alerts button located at the top of the page and then click the Activate button.*

*Requires CU Online registration and eStatements. Text message and data rates may apply from your wireless carrier.