What's New

July 2, 2019

SOUTHERN MASS CREDIT UNION WELCOMES DORINE BOYD TO THE RESIDENTIAL LENDING TEAM

Fairhaven, Mass. July 2, 2019 – Dorine Boyd has joined Southern Mass Credit Union (SMCU) as Assistant Vice President, Mortgage Loan Originator.

Boyd has over 20 years of mortgage lending experience. Her most recent role was as Vice President Mortgage Originator at Mansfield Bank. Boyd enjoys being a trusted advisor to the local real estate community, helping people achieve their dream of home ownership, and assisting her customers with their mortgage program options. Boyd believes in building a quality relationship built on trust to gain a mutual respect with her customers and business colleagues.

“Dorine’s friendly manner and extensive knowledge of mortgages make her an asset to our members and the Credit Union,” stated Carmen Sylvester, President and Chief Executive Officer. “She knows the mortgage lending business and is committed to finding her customers the best possible product to help buy their dream home.”

Boyd is involved with several organizations including being a volunteer with Christmas is for Kids, a member of Networking USA, Mansfield Chapter, and a member of the Tri-Town Chamber of Commerce. A long-time resident of Mansfield, Boyd enjoys spending time with her husband and dog, Rocco, as well as visiting Maine.

Established in 1922, SMCU is celebrating ninety-seven years of service excellence and financially sound operations. The Credit Union has assets of over $225 million and provides banking services to more than 15,000 members. The main office is in Fairhaven, with branch offices in Fall River, New Bedford, and Plymouth. To learn more, visit www.southernmass.com or call 508-994-9971.

 

Dorine Boyd
Dorine Boyd, Assistant Vice President, Mortgage Loan Originator


June 17, 2019

SOUTHERN MASS CREDIT UNION ANNOUNCES SCHOLARSHIP RECIPIENTS

Fairhaven, Mass. June 17, 2019 – Southern Mass Credit Union is pleased to announce this year’s scholarship recipients. Scholarships in the amount of $1,000 each were awarded to five graduating high school credit union members entering college as freshmen this fall.

The 2019 Scholarship recipients are: Monica Eires, New Bedford High School; Isabella Furey, Fairhaven High School; Samuel Horsfall, Fairhaven High School; Logan King, Old Rochester Regional High School; and Mira Yin, Fairhaven High School.

Southern Mass Credit Union congratulates our scholarship recipients and wishes all of our student members the best in their future endeavors.

Established in 1922, SMCU is celebrating ninety-seven years of service excellence and financially sound operations. The Credit Union has assets of over $225 million and provides banking services to more than 15,000 members. The main office is in Fairhaven, with branch offices in Fall River, New Bedford, and Plymouth. To learn more, please visit www.southernmass.com or call 508-994-9971.

Standing left to right: Monica Rose; Carmen Sylvester, SMCU President and CEO; and Samuel Horsfall. Sitting left to right: Isabella Furey and Mira Yin.

Pictured left to right: Carmen Sylvester, SMCU President and CEO, and Logan King.

 


May 28, 2019

SOUTHERN MASS CREDIT UNION WELCOMES LEA BENSON AND RAYMOND GOULART TO THE RESIDENTIAL LENDING TEAM

Fairhaven, Mass. May 28, 2019 – Southern Mass Credit Union (SMCU) CEO Carmen Sylvester is pleased to welcome two new Assistant Vice Presidents, Mortgage Loan Originators.

Lea M. Benson has over 40 years of real estate and mortgage lending experience. Her most recent role was as Senior Mortgage Consultant at Bristol County Savings Bank. Benson takes pride in working with her customers to find the right mortgage program to suit their needs and enjoys providing exceptional customer service. Benson is a resident of Falmouth and is involved in several community organizations including the “Courtyard Gives Back” annual family fundraiser and “WeCan” Women’s Empowerment Cape Area Network.

Raymond Goulart joins Southern Mass Credit Union from Santander Bank with over 23 years of residential lending experience. Goulart enjoys assisting his clients realize their dreams of home ownership, whether renter becoming a first-time homebuyer or someone looking to refinance their existing home. Goulart is a resident of Rehoboth and enjoys spending time with his family and enjoys coaching his kid’s little league games and participating in local middle school and high school events. Goulart is fluent in Portuguese and graduated from Bryant University with a Bachelor of Science in Business Administration.

“Lea and Ray both have extensive knowledge of mortgage lending and are committed to helping members and customers find the right mortgage product to make their dreams of home ownership a reality,” stated Carmen Sylvester, President and Chief Executive Officer. “We are delighted to have Lea and Ray join the team at Southern Mass Credit Union.”

Established in 1922, SMCU is celebrating ninety-seven years of service excellence and financially sound operations. The Credit Union has over $225 million in assets and provides banking services to more than 15,000 members. The main office is in Fairhaven, with branch offices in Fall River, New Bedford, and Plymouth. To learn more, visit www.southernmass.com or call 508-994-9971.

 

Lea Benson
Lea M. Benson
NMLS ID 723292
Assistant Vice President, Mortgage Loan Originator

 

Raymond Goulart
Raymond Goulart
NMLS ID 4870
Assistant Vice President, Mortgage Loan Originator


May 13, 2019

SOUTHERN MASS CREDIT UNION WELCOMES ELIZABETH PIMENTEL

Fairhaven, Massachusetts. May 13, 2019 – Elizabeth Pimentel has joined Southern Mass Credit Union (SMCU) as Branch Manager in the Fairhaven location.

Pimentel has over 18 years of retail banking and lending experience. Her most recent role was as a Mortgage Loan Officer for BayCoast Bank. She has found being in the financial services industry to be very fulfilling as it allows her to help customers achieve their financial goals and objectives.

“Elizabeth’s retail banking experience and customer-centric thinking make her an asset to our members and the Credit Union,” stated Carmen Sylvester, President and Chief Executive Officer. “As Elizabeth was born and raised in the South Coast region, she knows the area and is committed to helping her customers find the best possible product for their financial needs.”

Pimentel is a graduate of the New England College of Business and Finance with a Bachelor of Arts in Business Management and she has successfully completed an intensive program of studies at The New England School for Financial Studies. Pimentel enjoys traveling and spending quality time with family and friends.

Established in 1922, SMCU is celebrating ninety-seven years of service excellence and financially sound operations. The Credit Union has assets of over $225 million and provides banking services to more than 15,000 members. The main office is in Fairhaven, with branch offices in Fall River, New Bedford, and Plymouth. To learn more, visit www.southernmass.com or call 508-994-9971.

Elizabeth Pimentel

Elizabeth Pimentel, Branch Manager


 

March 11, 2019

Southern Mass Credit Union Welcomes Kevin Melo to the Residential Lending Team

Fairhaven, Mass. March 11, 2019 – Kevin A. Melo has joined Southern Mass Credit Union (SMCU) as Residential Mortgage Loan Originator.

Melo has over 23 years of banking and mortgage lending experience. His most recent role was as Mortgage Officer at BayCoast Bank. Melo enjoys getting to know his customers and helping them find the best program to make their dream of homeownership a reality.

“Kevin’s approachable demeanor and extensive knowledge of mortgages make him an asset to our members and the Credit Union,” stated Carmen Sylvester, President and Chief Executive Officer. “He is a local person who knows the area, knows the mortgage lending business, and is committed to finding his customers the best possible product to help buy their dream home.”

Melo graduated from Bristol Community College, Salem State University, and from the New England School for Financial Studies at Babson College. Melo is involved with the Dartmouth Planning Board, is a member of the Dartmouth Alumni Association and the New Bedford Yacht Club. A life-long resident of Dartmouth, Melo can often be found hiking the Dartmouth Natural Resource Trust trails with his wife and 2 children.

Established in 1922, SMCU is celebrating ninety-seven years of service excellence and financially sound operations. The Credit Union has assets of over $200 million and provides banking services to more than 15,000 members. The main office is in Fairhaven, with branch offices in Fall River, New Bedford, and Plymouth. To learn more, visit www.southernmass.com or call 508-994-9971.


Kevin Melo
 
Kevin A. Melo, Residential Mortgage Loan Originator


 

January 17, 2019

Member Service Award

Have you Experienced Excellence in Member Service?
Would you like to recognize a Credit Union employee for their exceptional member service?

Southern Mass Credit Union will present the “Excellence in Member Service Award” during the March Annual Meeting to an employee nominated by you, our Members, for delivering outstanding service during 2018.

To nominate an employee, fill out the Excellence In Member Service Nomination Form or write a detailed letter explaining the exceptional service you experienced during the 2018 calendar year.

Please send letter or completed form to:
Suzanne Catraio, VP Marketing, Southern Mass Credit Union, 123 Alden Rd, Fairhaven, MA 02719

Deadline: February 15, 2019

 


November 29,2018

New Senior Management Team

CEO Carmen Sylvester is pleased to introduce the Credit Union’s new senior management team:

Michael Gago, Chief Lending Officer, came to Southern Mass Credit Union in June of 2018 from Centerville Bank with an extensive background in various aspects of consumer, residential, wholesale, and commercial lending; financial management; asset management; and financial analysis. As Chief Lending Officer for SMCU, he develops and implements products and services for Commercial, Residential, and Retail Lending and maximizes portfolio growth through effective planning, development, and implementation of lending strategies. He holds a Bachelor of Science degree in Finance from Bryant University and an MS in Accounting and an MBA in Finance from Bentley University.

Jackie Bobola, Chief Financial Officer, has primary oversight responsibility for Accounting, Financial Management and Reporting, Asset Liability Management, Investments, and Facilities. Jackie joined the SMCU team in 2018, bringing with her more than 15 years of accounting and leadership experience, most recently as Controller at Direct Federal Credit Union in Needham. Jackie is a bottom line-focused financial leader who ensures the safeguarding of assets through the development, implementation and monitoring of proper internal controls, risk management, and asset/liability management. She holds a Bachelor’s degree in Accounting from Stonehill College.

Debra Tower, Vice President Branch Administration, has been part of the SMCU team for more than 20 years. Her most recent experience prior to joining the senior management team was as Member Services Manager. In her current position, she is responsible for the operation and facilitation of front-line products and services, including the School Savings Program, and directs the operations and staff of five full-service and school branches. She has served as financial counsel, facilitator, and volunteer for several community organizations.

Susan St. Pierre, Vice President Information Technology, joined SMCU’s senior management team in July 2018 from HarborOne Bank with 29 years of experience in the financial industry, focused on information technology, risk management, and vendor direction. She is tasked with managing the Information Security and Enterprise Risk function of SMCU. In this critical role, she implements and maintains policies and goals that support the organization's IT needs and ensures the proper functioning of the information processing system with the primary goal of safeguarding sensitive data.

Stephanie Medeiros, Vice President Operations, ensures the optimal performance of SMCU’s operations. Previously with Fall River Municipal Credit Union, Stephanie has 16 years of experience in the financial industry. In her new senior management role, Stephanie is responsible for the daily management of retail loan servicing and deposit services, and is instrumental in developing new products and services for the Credit Union. She holds a Bachelor of Science degree in Operations Management and Master of Public Policy degree from the University of Massachusetts Dartmouth.

Kimberly Trahan, Vice President Human Resources, joined the senior management team at SMCU in August 2018. Kim has 22 years of Human Resource experience in the financial services industry having previously been with Fall River Municipal Credit Union and Bank Five. She is well equipped to manage all aspects of the SMCU’s Human Resource Department, including benefits administration, hiring, payroll administration, compensation programs, training, and development. Kim has an Associate Degree from Bristol Community College and a Certificate from Babson School for Financial Services.

Suzanne Catraio, Vice President Marketing, came to SMCU in September 2018 from Bridgewater Savings Bank with a strong background in advertising, public relations, and strategic planning, including more than 18 years’ marketing experience for financial institutions. Her academic credentials include a Master of Business Administration degree from Bryant University and Bachelor of Science degree in Marketing from the University of Massachusetts Dartmouth.

Senior Managment Team

Pictured in front, from left to right: Carmen Sylvester, President and CEO; Kimberly Trahan, Vice President Human Resources: Stephanie Medeiros, Vice President Operations. Back row, left to right: Jackie Bobola, Chief Financial Officer; Debra Tower, Vice President Branch Administration; Suzanne Catraio, Vice President Marketing; Michael Gago, Chief Lending Officer; Susan St.Pierre, Vice President Information Technology.

 


FinanceWorks in Credit Union Online:

Effective February 5, FinanceWorks will now be Money Management. Many of the existing FinanceWorks  experiences will continue to be available  in Money Management, but with a new redesigned look and feel.

What is similar?

Money Management is accessible from the Online Banking menu by clicking the tab located on the menu bar
Outside account aggregation
Ability to split categories and flag as personal or business
Spending chart
Budgets based on spending history
Email alerts

What is changing?

The spending widget on the home page is being replaced with a budget widget
Tax Watch is being replaced with a broader category that includes donations and child care expenses

*Note some options are only available through CU Online and are not available through the SMCU mobile app.

What is new?

Debt payoff forecasting
Detailed Net Worth analysis and ability to track Savings and Retirement goals
Text alerts in addition to email alerts

Will everything migrate from FinanceWorks to Money Management?

Most account information for both hosted and outside accounts will migrate.
Up to 18 months of transaction history will migrate
For security reasons, outside login credentials will not migrate. However, once you provide your outside account login, credentials will aggregate successfully from that point forward.
Budgets will not migrate
Goals will not migrate