Platinum Checking

Build your savings with a Platinum Checking Account. Balances of $5,000 or more earn interest.


  • Interest is earned on balances of $5,000 and over
  • Special rates on CDs or IRAs*
  • Mobile Banking & Mobile Remote Deposit
  • Online Banking & Bill Payment
  • Debit MasterCard® with CardValet
  • Combine your Platinum Checking with our Platinum MasterCard® with a low introductory rate

Click here for our deposit rates

Open a Platinum Checking with SMCU at any branch. Come in and speak with any of our Member Service Representatives today!

*Platinum Checking Accounts with a minimum of $5,000 balance can earn 0.10% above current stated rate on any CD or IRA greater than 1 year term. Limited to new money only. Cannot transfer from another SMCU account.