Platinum Checking

Build your savings with a Platinum Checking Account. Balances of $5,000 or more earn interest.

 

Balances $5,000 to $9,999.99

0.70% APY*

Balances of $10,000 and more

0.95% APY*

Features:

  • Interest is earned on balances of $5,000 and over
  • Special rates on Certificates of Deposit (CDs) and Individual Retirement Accounts (IRAs)**
  • Mobile Banking & Mobile Remote Deposit
  • Online Banking, Bill Payment, eStatements
  • Debit MasterCard® with CardValet
  • Combine your Platinum Checking with our Platinum MasterCard® with a low introductory rate
  • Other Features of the Platinum Checking include:

 

Click here for our deposit rates.

 

Open a Platinum Checking with SMCU at any branch. Come in and speak with any of our Member Service Representatives today!

 

*APY is Annual Percentage Yield. APY is accurate as of 10/01/2019. Minimum balance to open the account is $5,000. Minimum daily balance of $5,000 must be maintained to earn stated APY. Cannot be combined with any other offer. Requires a $5.00 Regular Share account. Offer may be withdrawn at any time without prior notice. Some restrictions may apply. Rates are subject to change at any time without notice. **Platinum Checking Account holders with a minimum balance of $5,000 can earn 0.10% above current stated rate on Certificates of Deposit (CDs) or Individual Retirement Accounts (IRAs) for terms 1 year or greater. Penalty for early withdrawal; fees may reduce earnings. Offer may be withdrawn at any time without prior notice. Some restrictions may apply.

^Available to qualified members.