Build your savings with a Platinum Checking Account. Balances of $5,000 or more earn interest.
Balances $5,000 to $9,999.99
Balances of $10,000 and more
- Interest is earned on balances of $5,000 and over
- Special rates on Certificates of Deposit (CDs) and Individual Retirement Accounts (IRAs)**
- Mobile Banking & Mobile Deposit Capture
- Online Banking, Bill Payment, eStatements
- Debit MasterCard® with CardValet
- Combine your Platinum Checking with our Platinum MasterCard® with a low introductory rate
- Other Features of the Platinum Checking include:
Open a Platinum Checking with SMCU at any branch. Come in and speak with any of our Member Service Representatives today!
*APY is Annual Percentage Yield. APY is accurate as of 08/01/2020. Minimum balance to open the account is $5,000. Minimum daily balance of $5,000 must be maintained to earn stated APY. Cannot be combined with any other offer. Requires a $5.00 Regular Share account. Offer may be withdrawn at any time without prior notice. Some restrictions may apply. Rates are subject to change at any time without notice. **Platinum Checking Account holders with a minimum balance of $5,000 can earn 0.10% above current stated rate on Certificates of Deposit (CDs) or Individual Retirement Accounts (IRAs) for terms 1 year or greater. Cannot be combined with any other offer; 0.10% rate increase is not applicable on Special CDs and/or IRAs. Penalty for early withdrawal; fees may reduce earnings. Offer may be withdrawn at any time without prior notice. Some restrictions may apply.
^Available to qualified members.