When federal aid just isn't enough, we’re here to help!

The cost of college continues to rise, and many students and families resort to higher-cost private student loans to fill funding gaps. As a not-for-profit lender, Southern Mass Credit Union has the ability to help members and families by offering our Student Choice private lending solution that features:

  • Zero origination or prepayment fees
  • Lower interest rates
  • Simple one-time online application
  • Deferment of principal and interest while in school
  • Flexible repayment terms including graduated repayment for two years
  • Convenient line of credit structure that lets you apply once and secure financing for your entire college career*

*Subject to qualification and annual credit review.

For more information and to apply online visit our Student Choice website.