Auto Loans

New. Used. Purchase. Refinance.

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Let us fill-up your gas tank!
Get your Auto Loan at SMCU during the months of July & August we’ll give you a $25.00 Cumberland Farms Gift Card**.
Ask for details!


Auto Loans - New*
As Low As 2.99% APR*
Up to 72 months


Auto Loans - New and Used

Purchase a new or used car, truck, van or SUV and choose a financing option that’s right for you. We offer competitive rates and a variety of terms to fit your budget.

  • New Auto (Model Year 2018-2019): Terms up to 72 months and up to 100% financing
  • Used Auto (Model Year 2015-2017): Terms up to 60 months and up to 95% financing
  • Used Auto (Model Year 2012-2014): Terms up to 36 months and up to 85% financing

 

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*Annual Percentage Rate (APR) is based on credit score and may vary. Rate shown reflects a credit score of 700 or greater and a 0.25% rate discount with automatic payment from a Southern Mass Credit Union checking account. For 6 years, fixed at 2.99%, 72 monthly payments of $15.19 per $1,000 borrowed. $5 membership account required. Subject to Credit Approval. Rates may change at any time without notice. Applicable to retail consumer auto loans only. For business auto loans, please call for rates and terms. Rates are accurate as of 07/01/2019. **Gift Card promotion for retail consumer auto loans applied for and approved in the months of April and May 2019. Existing Southern Mass Credit Union Auto Loans and business auto loans are not eligible for this promotion. Cannot be combined with any other offer. Limited time only. Offer may be withdrawn at any time without prior notice. Some restrictions may apply. Cumberland Farms is not a sponsor of this promotion.