Back by Popular Demand!

Wish you could keep the money reserved for a loan payment and use it toward another purpose?

SMCU Skip-A-Pay* allows you to do just that!

  • Extra cash for special purchases or emergencies
  • Easy to apply
  • Nominal $25 Fee

Sign up for Skip-A-Pay for a nominal processing fee of $25 per consumer loan.
Have more than one consumer loan? Go ahead skip a payment for each loan!

Simply choose the month to skip a loan payment by contacting the credit union.
We’ll take care of the rest including deducting the processing fee from your Share Checking or Regular Share Account.

To apply call 1-888-345-7689

*Only one Skip-A-Pay allowed per qualifying loan. Qualified loans include: Auto, Boat, RV, Motorcycle and Personal Loans current and in good standing. Excludes real estate, credit card and stock/shared secured loans. If your loan payment is normally Payroll Deducted or Direct Deposited, the money will remain in your designated account and interest will continue to accrue on your loan during the month you skip a payment. May be modified at any time without notice.  Some restrictions may apply.