Mortgage Rates

Rates are effective as of February 21, 2018

Print Rates



Other mortgage rates and terms available.  Call the Credit Union for details.  NMLS#422864

Note: Annual Percentage Rate = APR. Rates and terms subject to change without prior notice. Property Insurance nay be required. Other rates and terms available. Call the credit union for details. $375 Appraisal Fee for single family; $600 Appraisal Fee for 2-4 family may be required.

*Maximum dollar Amount: FNMA Guidelines, Maximum Loan to Value 95%
**Reflects a .75% APR reduction with auto payment from a SMCU Checking Account. Payment per $1,000 reflects the reduced APR.
***Minimum APR 3.99% and maximum APR 18.00%. APR adjusting to Prime minus .51%. Prime as listed in the Wall Street Journal. Rate variable and subject to change.
****Adjusting to prime with floor of 4.00%