Deposit Rates

Rates are effective as of April 20, 2018

Print Rates

*Minimum Balance required to open account as well as to obtain advertised Annual Percentage Yield.

***Platinum Checking, with a minimum of $5,000 balance, can earn .10% above current stated rate on any CD or IRA greater than 1 year term. Limited to new money only. Cannot transfer from another SMCU account.

Fees could reduce earnings


Share Certificates of Deposit

*Minimum Balance required to open account as well as to obtain advertised Annual Percentage Yield.

****Limited to new money only. Cannot transfer from another SMCU account.

Fees could reduce earnings


IRA Share Certificates of Deposit

*Minimum Balance required to open account as well as to obtain advertised Annual Percentage Yield. 
The dividend rate and interest rate may change at any time without prior notice.
Fees could reduce earnings.
A penalty will or may be imposed for early withdrawals.
Ask an employee for further information about fees and terms applicable to the accounts.

*** College Savings Certificate available to Fat Cat & Cool Cat members only. Periodic deposits of $25 or more are accepted.

****Limited to new money only. Cannot transfer from another SMCU account.


 


Fee Schedule Effective January 1, 2017

*A check order fee is automatically deducted from your Checking Account depending on the style of checks ordered. As with all charges, this fee is reflected on your monthly statement.

**Free EBP for: members age 65+ with Senior Checking & CU Online; Members age 18+ with a Checking Account, CU Online, Direct Deposit & eStatements.

***Should research of your account indicate an error made by this Credit Union, there will be no charge for this service.