Deposit Rates

Rates are effective as of October 10, 2017

Print Rates

*Minimum Balance required to open account as well as to obtain advertised Annual Percentage Yield.

Fees could reduce earnings


Share Certificates of Deposit

*Minimum Balance required to open account as well as to obtain advertised Annual Percentage Yield.

** Annual Percentage Yield = APY.11 Month requires $1,000 minimum deposit. 17 Month requires $10,000 minimum deposit. Limited to new money only.  Funds cannot be transferred or rolled over from another Southern Mass Credit Union account. Offer good for initial term only. Requires a $5.00 Regular Share account. Cannot be combined with any other offer. Penalty for early withdrawal. Fees may reduce earnings. This offer may be withdrawn at any time without prior notice. Some restrictions may apply. 

Fees could reduce earnings


IRA Share Certificates of Deposit

*Minimum Balance required to open account as well as to obtain advertised Annual Percentage Yield. 
The dividend rate and interest rate may change at any time without prior notice.
Fees could reduce earnings.
A penalty will or may be imposed for early withdrawals.
Ask an employee for further information about fees and terms applicable to the accounts.

** Annual Percentage Yield = APY. 11 Month requires $1,000 minimum deposit. 17 Month requires $10,000 minimum deposit. Limited to new money only.  Funds cannot be transferred or rolled over from another Southern Mass Credit Union account. Offer good for initial term only. Requires a $5.00 Regular Share account. Cannot be combined with any other offer. Penalty for early withdrawal. Fees may reduce earnings. This offer may be withdrawn at any time without prior notice. Some restrictions may apply. 

*** College Savings Certificate available to Fat Cat & Cool Cat members only. Periodic deposits of $25 or more are accepted.


 


Fee Schedule Effective January 1, 2017

*A check order fee is automatically deducted from your Checking Account depending on the style of checks ordered. As with all charges, this fee is reflected on your monthly statement.

**Free EBP for: members age 65+ with Senior Checking & CU Online; Members age 18+ with a Checking Account, CU Online, Direct Deposit & eStatements.

***Should research of your account indicate an error made by this Credit Union, there will be no charge for this service.