Consumer Rates

Rates are effective as of July 1, 2017

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X=2% rate reduction for auto pay from SMCU Checking
** APR includes a .75% rate reduction for automatic debit of your monthly loan payment from a SMCU checking account.
Payment per $1,000 based upon auto pay from checking account.
(MasterCard & Share Secured excluded)
** Payment per $1000 reflects the reduced rate