Consumer Rates

Rates are effective as of April 20, 2018

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*Annual Percentage Rate = APR.  Rates subject to change.
Reflects a .25% APR reduction with Automatic Payment from SMCU Checking Account
(Share Secured and Stock Secured excluded).
Payment per $1,000 based on APR with rate reduction.
*** Low fixed introductory rate available for the first 12 months adjusting to a variable rate Prime Plus margin.  Prime as of 3/22/18 = 4.75%.  Minimum fixed 6.99% APR maximum 18.99% APR.