Regular Share Account

  • Minimum balance required $5.00
  • Minimum daily balance of $5.00 required to obtain disclosed annual percentage yield.
  • Competitive Dividends

Savings Supreme Account

  • Minimum balance required $5,000
  • Tiered rate account
  • Transaction limitations apply

Money Market Account

  • Minimum balance required $25
  • Minimum daily balance of $25 required to obtain disclosed annual percentage yield.
  • Tiered rate account.
  • Minimum withdrawal is $500
  • Transaction limitations apply

Cool Cat Account

  • Minimum balance $5
  • Children 12 years old and under may participate.
  • Pays same dividend as Regular Share Savings Account.
  • Eligible for College Savers Certificate (one year renewable certificate allowing for periodic deposits)

Youth Account

Term Share Certificates

  • Minimum balance required $1,000
  • Rates and terms vary
  • A penalty may be imposed for early withdrawal before maturity

College Savers Certificate

  • Must be a Fat Cat or Cool Cat member to open account.
  • Minimum balance required $500.
  • Periodic deposits of $25 or more allowed.
  • A penalty may be imposed for early withdrawal before maturity.

Individual Retirement Account Certificates

  • Minimum balance required $500
  • Various rates and terms.
  • A penalty may be imposed for early withdrawal prior to maturity.

Individual Retirement Account (Traditional, Roth, SEP)

  • Minimum Balance required $25
  • Contributions are tax deductible for qualified participants.

Vacation Club Accounts

  • Minimum daily balance of $25 required to obtain disclosed annual percentage yield.
  • Transaction limitations apply

Christmas Club Account

  • Minimum daily balance of $25 required to obtain disclosed annual percentage yield.
  • On November 1, funds are automatically transferred into your Regular Share Account.
  • Transaction limitations apply