Vacation Loans

We make Vacation Loans affordable with low rates starting at 3.99% APR*

Term 1 year

Borrow up to $2500

Other rates and terms available.

Tour the USA, book a cruise or visit a foreign country, it’s your choice!

Apply online at or call 1-866-484-2264

Apply Now


*Annual Percentage Rate =APR. Minimum loan amount $1,000 and maximum loan amount $2500. Term 1 year. Monthly payment per $1,000= $85.15. Rate reflects a 2% rate reduction for auto pay from a SMCU Checking Account for term of loan. Available to qualifying members. Refinancing SMCU loans excluded. Offer may be withdrawn at any time. Some restrictions may apply.