Home Equity Loans

Is your home in need of repairs or home improvements? Do you need cash for all your home projects? Right now, Southern Mass Credit Union has several, very affordable, home equity and home improvement financing options with low rates, no application fees and no closing costs. Get the home repairs and improvements you want- without going broke! Improve the value and comfort of your home with the help of Southern Mass Credit Union.


  • FIXED RATE HOME EQUITY locks in a low rate for the life of the loan. Borrow a set dollar amount and repay a fixed monthly payment for easy planning.
  • HOME EQUITY LINE OF CREDIT offers cash when you need it most. Take a vacation, buy a car, pay for college tuition, consolidate bills and pay for home improvements...it’s your choice!

Click here to see our current rates

* Property insurance required. Appraisal fee may be required. NMLS#422864 Federally insured with NCUA.