MasterCard Limited Time Offer

Beginning April 1, 2010, get a low rate of just 7.99%APR when you transfer a balance from another credit card or make a purchase using your Southern Mass Credit Union MasterCard Charge Card. Balances incurred during this promotional period will remain at 7.99%APR until paid in full. Otherwise your normal balance transfer rate and purchase rate will apply.

Don't have a Southern Mass Credit Union MasterCard? Apply now to receive a regular fixed rate of 13.99%APR for purchases and cash advance transactions and a fixed rate of 11.99%APR for balance transfers. For a limited time take advantage of our great low rate special of 7.99%APR when you open a new account or use your existing SMCU MasterCard Charge Card.  

 To apply for a SMCU MasterCard, click here.

To transfer a balance call 1-888-345-7689 and speak to a Financial Service Representative.

*_{* Annual Percentage Rate = APR. Transfer balances up to your available credit limit. 7.99%APR Balance Transfer or Purchase offer effective 4/1/2010. Offer subject to change without prior notice and may be withdrawn at any time. Cannot be used to pay off or pay down current SMCU account. Must be a SMCU member to open a MasterCard Credit Card Account. New memberships require a $25.00 deposit into a Regular Share Account. Available to qualifying members based on established underwriting guidelines and creditworthiness.}