Southern Mass Credit Union
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  It's A Home Run with 
Southern 
Mass Credit Union!

Save money and lower your monthly payments with financing from Southern Mass Credit Union. Whether you’re purchasing a new or used vehicle, making home improvements or refinancing a loan from another financial institution - you can choose from a variety of competitive low rates and affordable terms!

    Auto Loans                                                                    Fixed Rate Equity Loans
Model Years 2006-2010                                    Income tax benefits apply
As low as 3.74%APR*                                      As low as 4.49% APR**
Term 5 Years                                                                    Term 5 Years
Cost per $1,000 = $18.30                                 Cost per $1,000 = $18.65

Other low rates and terms available. For more information or to apply for a loan call 1-888-345-7689 or stop by our main branch. Click here to apply now.

 

                      
* & **Annual Percentage Rate = APR. Above APRs reflects a .50% rate reduction for automatic payment from a SMCU Checking Account for remainder of loan. Available to qualifying members based upon established underwriting guidelines and creditworthiness. Other rates and terms available. Refinancing existing SMCU loans excluded This offer may be withdrawn or modified at any time. Some restrictions may apply. APRs effective 4/1/10. *Available on model years 2006-2010, and requires a minimum down payment of 5% of the purchase price or NADA value, whichever is less. 
** Property Hazard Insurance required and Flood Insurance may be required. APR assumes home equity loan does not exceed 80% of the appraised value of your owner-occupied 1-4 family principal residence. Consult your tax advisor regarding income tax benefits.