Southern Mass Credit Union
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Home Equity Line of Credit*

  • Open end life plan or 10 year draw with ten year payback 
  • No application fees
  • No points
  • Interest rate and Annual Percentage Rate are variable and subject to change according to the terms of the loan note.
  • Early termination charge may apply depending on term.

Fixed Rate Home Equity*

  • Various Terms
  • Fixed Annual Percentage Rates
  • No application fees
  • No points

 

 

* Refinancing SMCU loans excluded. Property Hazard Insurance required and Flood and Appraisal may be required. APR assumes home equity loan does not exceed 80% of the appraised value of your owner occupied 1-4 family principal residence. Some restrictions may apply.