BILL CONSOLIDATION LOAN

Holiday bills driving you crazy? Let Southern Mass Credit Union consolidate

all your bills into one easy low-monthly payment!

5.99% APR*

Term 1 Year

(monthly payment per $1,000=$86.07)

Other rates and terms available.

To apply, call the SMCU Loan Center toll free at 866-484-2264.

*Annual percentage rate = APR. Above APR reflects a .50% interest rate reduction for an automatic loan payment from a SMCU Checking Account. Approval based upon established underwriting guidelines and credit worthiness. Maximum loan amount $2,000. Refinancing current SMCU loans excluded. Other rates and terms available. This offer may be withdrawn or modified at any time. Some restrictions may apply. APR effective as of 1/1/09.