Credit Union Online
Southern Mass Credit Union

You excel in life. We excel in service.



New Member Benefits at No Cost!
Transfer Balances
Platinum Way!
Rates as low as 3.99% APR* 
Offer good through 12/31/15

 *Click here for details








If you are experiencing or are expecting to experience a financial hardship and have a loan with Southern Mass Credit Union, it is necessary to contact the credit union to inform us of this fact so we can do our best to work with you. Our member service representatives will be available to assist you.

Click Here if you are travelling outside the United States and plan to use your SMCU Debit or Credit Card.