Senior Checking Account
If you currently have a checking account at a bank, most likely, you are paying monthly maintenance fees, minimum balance requirement fees or check writing fees.
With a Southern Mass Credit Union Senior Checking Account, we don't charge you frivolous monthly fees saving you hundreds of dollars annually.
Our goal is to help you better manage your money. A Southern Mass Credit Union Senior Checking Account is designed especially for you with more free services.
Senior Checking is available to credit union members ages 65 and over and designed to meet your lifestyle needs.
Plus, you can direct deposit your payroll, retirement, Social Security or other recurring checks into your SMCU Senior Checking Account. No postal delays or theft to worry about. Your money is in your account and ready for you to use.
When you open a Senior Checking Account you can take advantage of a variety of free services such as:
- Free personalized 150 Standard Checks Annually*
- Free CU Online Account Access
- Free Viewing of Paid Checks Online
- Free eStatement Option
- Free Electronic Bill Payment**
- Free EasyTouch Telephone access
- Free MasterMoneyTM ATM/Check Card**
- No Monthly Service Fee
- No Minimum Balance Requirements
- Unlimited Check Writing
- No Surcharge ATM SUM Net-work***
- Overdraft Protection and Direct Deposit Options Available
Contact any of our knowledgeable Financial Service Representatives to open a Senior Checking Account today.
* One Free order of checks annually
** For qualified members
*** Other financial institutions may impose a fee.













